Will Insurance Cover Meetings with a Psychiatrist?

There is no doubt about it: meetings with mental health professionals can quickly add up and prove to be a huge challenge for a household budget. Thankfully most agencies offer insurance coverage for mental health and addiction treatment, which can offset some of the costs of this valuable option. Insurance coverage can vary greatly between plans, however, so it is a good idea to have firm knowledge about the types of coverage that you have available to you.

Available Coverage for Mental Health Care

If you are struggling to determine what kind of coverage you have, call our toll-free helpline. Our insurance experts can quickly navigate even the most complex insurance company in order to provide you with precise information related to your available coverage. There are a few things that you should keep in mind when you are considering the types of available coverage you have, and these include the following:

• Some plans require a referral from your primary care physician, which may require an office visit and copay to your primary care physician
• Not all mental health professionals will be covered under the terms of your insurance agreement
• There may very well be a significant copay even when you meet with an approved psychiatrist
• Mental health providers who are not in-network may not be able to accept your insurance plan
• Mental health providers who are in your approved network might not have availability to accept new patients

Insurance companies change their information frequently. This means that it is important for you to verify the full extent of your available coverage and also to verify if your chosen mental health provider is still accepting your insurance plans. In order to ease your stress and reduce the number of things you have to worry about, we can help you verify your mental health coverage. Some of the companies we can quickly navigate on your behalf include the following:

• Blue Cross
• Aetna
• UnitedHealth
• Cigna
• Coventry
• Providence

If we determine that your current insurance does not accept our facilities as approved providers, we will work with you in order to refer to you a facility that does accept your available rehab insurance coverage. Verifying and working with your current PPO substance abuse coverage or your HMO substance abuse coverage is something that we offer as a service to help make your transition to getting quality mental health care a lot less stressful.

Help Finding Insurance Coverage

If you need help verifying your available HMO rehab treatment coverage or your PPO rehab treatment coverage, please do not hesitate to call our 24 hour, toll-free helpline. Calls are completely confidential and handled by our knowledgeable and insurance-savvy counselors. Having adequate insurance coverage for your meetings with a psychiatrist can make a huge difference for your sobriety and your ability to move on with a life that is much more within your control.