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Will Insurance Cover an Intervention?

Will Insurance Cover an Intervention?

While interventions are becoming more of a mainstream topic due to increased addiction awareness and media coverage, insurance companies do not always cover expenses related to interventions. While aspects of the drug rehab treatment process are typically covered as medical expenses, the best thing for you to do is speak with your insurance carrier directly to get a full understanding of which addiction-related costs they will and will not cover.

What Is an Intervention?

An intervention is a process by which an addict is guided to make the decision to seek addiction treatment services. Often a group consisting of family members, friends and a professional interventionist hold a meeting with the addict. During this meeting the members of the group share experiences of the effects of addiction and share their concerns for the addict. Interventions can involve an informal discussion or may require a formal group meeting conducted by a professional interventionist. The goal of an intervention is to get the addict to accept addiction recovery help. Insurance may cover some of all of the costs of addiction recovery, but they will not pay for recovery services until the individual has entered a treatment program. An intervention is the first step in helping an addicted loved one.

Are There Different Intervention Strategies?

Some recovery professionals believe that a confrontational intervention approach is effective and leaves the addict with little wiggle room to make any other decision but to seek immediate treatment services. Others believe that a less confrontational strategy enables addicts to accept addiction help in a calmer and more guided manner. While there is no statistical monitoring method to determine the exact success rates of different intervention strategies, no one strategy works all of the time. Having the right expectations about an intervention can help you determine if this is the right strategy for you to use with a loved one who is addicted to drugs or alcohol.

How Much Do Interventions Cost?

The services that you want the interventionist to perform will impact the cost of the intervention. Some interventionists will have a set fee for providing consulting services to a group that wants to hold an intervention and a different fee if you want the interventionist to plan and conduct the intervention. Some programs offer free information and advice and will help you find an interventionist that matches your budget. Some intervention services include follow-up care or sobriety promises, while others only provide basic services. Talk with recovery professionals and your insurance company to learn about your intervention options.

Find Intervention and Addiction Recovery Insurance Information

Making the decision to conduct an intervention is difficult, and knowing that you will or will not have to finance the intervention may influence your decision. Before you miss an opportunity to help your addicted loved one, call our toll-free helpline. We can provide information, verify insurance benefits for addiction recovery options and connect with the best resources that match your needs and your budget. We are here 24 hours a day, so please reach out now. We are here to help.