Will Insurance Cover Addiction-Related Psychotherapy?
What kind of insurance coverage for mental health do you have? Unless you were very specific when picking out your new insurance policy, there are good odds that you many not even be aware of your available insurance for substance abuse and mental health therapies. What options will you have if your insurance doesn’t cover your addiction-related psychotherapy? What options do you have if your insurance company does cover it?
Types of Addiction Treatment Coverage
Some insurance coverage may not include all of the beneficial treatments that you need in order to make a full recovery. The following is a list of just some of the things that your insurance company might cover:
- A limited time spent in a rehab facility that may be less than the recommended 90-day programs
- Some forms of psychotherapy but only with in-network providers
- Prescription drugs for depression and anxiety
- Continuing therapy sessions so long as the providers are within the approved network
It is important that you verify your coverage prior to getting the treatment you need to recover now. In order to ease your concerns about the type of mental health coverage that you have, our insurance experts can help to verify your coverage. For your convenience we can work with the following insurance companies:
- Blue Cross
- Aetna
- UnitedHealth
- Cigna
- Coventry
- Providence
Insurance coverage can vary greatly between companies, so it is important that you have a firm understanding as to the types of coverage that you do have. We can help you to verify the type of PPO rehab treatment coverage and the type of HMO rehab treatment coverage that you have. With the oftentimes great differences between PPO substance abuse coverage and HMO substance abuse coverage, it is important that you have an insurance expert on your side.
Additionally, your long-term sobriety is important to us; we will work with you in order to locate psychotherapists who are located in your neighborhood so that you can continue with the valuable addiction-related psychotherapy that you need as a part of your addiction recovery.
Help with Insurance for Addiction-Related Psychotherapy
Call our toll-free helpline so that you can speak with one of our knowledgeable counselors. Calls are confidential and can help you to determine your available rehab insurance. It is important to note that if your current insurance coverage for mental health concerns doesn’t cover the bulk of the costs related to your stay in rehab, you have options such as the following:
- You can set up a payment plan
- You can work out a discount for a cash payment
- We will work closely with you in order to track down a recovery facility that will take your current insurance and also fit within your available budget
There is no reason to put off getting the quality professional care that you need. Call our toll-free 24 hour helpline today.
