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Will Co-Occurring Mental Health Issues Affect Addiction Treatment Insurance Coverage?

mental-health-addiction-treatmentPeople who suffer from addiction and a mental health disorder need treatment that addresses both issues simultaneously. Since health insurance coverage for addiction treatment varies by plan, it’s necessary to check with a health insurer to determine available treatment options.

Treatment for Co-Occurring Substance Abuse and Mental Health Disorders

The federal Substance Abuse and Mental Health Services Administration (SAMHSA) recommends treating substance abuse and mental health disorders at the same time. Addiction treatments that offer coordinated care for are becoming more common due to greater awareness and regulatory changes. More organizations help people find the treatment they need for all their problems. For example, the Network for the Improvement of Addiction Treatment works with treatment centers to improve strategies that help people gain access to addiction services. It is a partnership between the Robert Wood Johnson Foundation and SAMHSA.

Mental Health Parity and Addiction Treatment

The Affordable Care Act, which takes full effect in 2014, includes provisions that require insurers to offer equal physical health and mental health benefits. Until then, the Mental Health Parity and Addiction Equity Act requires most group health plans to charge workers the same amount for mental health benefits as they do for other medical benefits. However, an insurer’s coverage options vary by state, and individuals should call health plan representatives to determine available benefits and the need for prior authorization of services. Prior authorization is generally required for all mental health services.

Co-occurring Mental Health and Substance Abuse Issues

According to the 2009 National Survey on Drug Use and Health conducted by SAMHSA, at least 8.9 million adults have a mental health issue in addition to a substance abuse disorder. Not all treatment centers provide therapy for co-occurring conditions, so it’s necessary to check with a health insurer to find a center with the best level of care. According to SAMHSA, an integrated treatment model that covers addiction and mental health issues results in better outcomes and lower costs. Integrated treatments offer patients the following benefits:

  • Lower rates of substance abuse
  • Reduced psychiatric problems
  • Lower hospitalization rates
  • More stable housing situations
  • Fewer arrests
  • Better quality of life

To get this helpful treatment, seek professional help today.

Help Finding Treatment for Addiction and Mental Health Issues

If you are looking for a treatment that manages mental health and substance abuse issues, call us today for advice. We are available 24 hours a day at a toll-free helpline. Don’t wait to start the road toward recovery; call us and get started on a fulfilling and enriching life.

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