Can I Talk with My Loved One’s Insurance Company about His or Her Coverage?

Discussing your loved one’s insurance coverage for addiction and mental health recovery can help you better understand your options. However unless you are married and share insurance benefits, it can prove impossible to discuss their situation and available benefits with an insurance company. Due to HIPPA privacy laws which protect the rights of patients it can be a challenge to get your loved one the professional help that he or she needs, but there are several methods of working with this insurance challenge so that your loved one can get quality care.

Your Options for Helping a Loved One with Addiction

There are several things that you can do to help your loved one get into a quality rehab facility, and these include the following:

• Seek out an interventionist who will help you and your family stage an addiction intervention. An intervention is an opportunity to discuss your concern for your loved one and help him or her come to the realization that treatment is needed.
• Learn how withdrawing financial support and setting ultimatums can help your loved one recognize he or she needs help.
• Know when an addiction has reached the point of needing quality care.
• Find therapy for yourself to understand how your behaviors are potentially enabling the addiction.

While you may not be able to deal with insurance companies on your own, your hands are not tied when it comes to doing your part to help your loved one get professional care.

Verifying Insurance Benefits for Addiction Rehabilitation

Frequently asked rehab questions tend to pertain to the related costs of recovery and whether there is help from insurance for substance abuse treatment. While available coverage will vary between insurance companies and personal plans, companies such as the following often offer full or partial coverage for addiction rehabilitation:

• Blue Cross
• Aetna
• UnitedHealth
• Cigna
• Coventry
• Providence

Find Rehab Options and Insurance Coverage

Call our toll-free helpline to learn more about your options for helping an addicted loved one. Our knowledgeable counselors can confidentially talk with you about your loved one’s situation and provide options that will help him or her get quality treatment. We can verify insurance benefits for you and provide options for financing a rehab stay. We want you to find affordable rehab options that will provide your loved one with a chance at a lasting and drug-free life. Let us help by calling us today.